Why Medical Professionals should think about Good Samaritan Cover?

As a healthcare professional, you may find yourself facing a medical emergency outside of work, on a flight, at the roadside, or in a public place. Ethically, you’re expected to help if you can, but both taking action and choosing not to act can have professional consequences. That’s why understanding the legal framework of Good Samaritan acts and ensuring you have appropriate protection is essential.

What is a Good Samaritan act  

A Good Samaritan act refers to a situation where a healthcare professional voluntarily provides assistance in an emergency when off duty. Examples include:

• Administering first aid to a stranger in a public place  
• Assisting victims at the scene of a road accident  
• Providing emergency help during public crises  

In such moments, it’s reassuring to know that the law supports those who act in good faith to help others.

The legal framework in the UK

This law requires courts to consider whether an individual was acting:

• For the benefit of society or others  
• In a responsible way to protect others  
• Heroically, by assisting someone in danger during an emergency  

In essence, if you act reasonably, in good faith, and within your level of competence, you are unlikely to face legal repercussions for unintended harm that might occur during an emergency.  

While many countries impose a legal duty to assist, UK law stops short of that. Instead, healthcare professionals carry an ethical obligation, a principle reinforced by the General Medical Council (GMC), which states:  

“You must offer help in an emergency, taking account of your own safety, your competence, and the availability of other options for care.”  

Why Good Samaritan cover matters

Although the law offers some reassurance, it doesn’t replace the need for proper indemnity cover. NHS indemnity, for instance, does not extend to actions taken outside your contractual duties. Privately sourced clinical negligence insurance may include such protection but not always automatically.  

Without appropriate cover, you could face personal legal costs, regulatory scrutiny, or even claims for compensation. That’s why Good Samaritan cover through a reputable Medical Defence Organisation (MDO) such as Medical Defence Shield (MDS) is crucial. 

From a regulatory perspective, even with good intentions, risks exist if you:

• Act outside your area of competence or qualifications  

• Intervene when not fully alert or fit to practise  

• Ignore the presence of others better qualified to assist  

This cover ensures you’re supported and protected legally, financially, and professionally, if a regulatory question arises following your Good Samaritan act. 

A Global Perspective

Good Samaritan protections differ internationally. Some jurisdictions impose a legal duty to assist, while others extend broader legal immunity. For healthcare professionals who travel or practise across borders, it’s wise to check the specific laws and indemnity arrangements of each country.

If you are an MDS member, you can act with confidence. MDS includes worldwide Good Samaritan cover in all Clinical Defence Plans at no extra cost, ensuring you’re protected wherever an emergency arises.

Emergencies happen unexpectedly. Having the right Good Samaritan protection allows you to focus on what truly matters: using your training to help others safely and confidently, knowing you’re covered should anything go wrong.

Not a Member Yet? Get Protected Today!

If you’re not yet covered or are unsure about the level of protection you have, consider joining our medical defence membership that offers expert advice and support in medico-legal matters. Good Samaritan cover is just one of the many benefits of having robust medical defence protection.

For more information email us at [email protected], or to get immediate access to expert advice, contact us today at:

0300 30 32 442
[email protected]

Further reading: BMJ, GMC Good Medical Practice, NMC Code, HCPC standards of conduct.