Go to top
24-hour Advice Line: 0300 30 32 442
Temporary Phone Outage: +44-7852-454-555

Indemnity for Category 2 Work

The MDS Comprehensive plan provides you with an insurance backed cover for Category 2 work. This includes work done in the normal course of your employment which gets remunerated in addition to your NHS work, though not deemed as private work.

The MDS Comprehensive plan includes an insurance backed cover for all category 2 work for gross income up to £5,000 per annum for GPs and £1,000 per annum for hospital doctors. If your annual income from this work exceeds the above, contact us to upgrade your cover.

Frequently asked questions

Do I need indemnity insurance?

You must make sure that you have adequate and appropriate insurance or indemnity arrangements in place, covering the full scope of your medical practice in the UK.

If you work for an NHS Trust or Board, indemnity is provided through the Clinical Negligence Scheme for Trusts (CNST) in England.

If you carry out any private or independent practice, you must arrange adequate and appropriate insurance or indemnity (even if this work takes place on NHS or HSC body premises). This applies even if the work is in addition to work you do for an NHS or HSC body. If you are treating NHS patients privately, you must check with your NHS or HSC body employer to confirm that indemnity is in place.

For GPs working in England and Wales, this is included in your normal NHS contracts of employment. For Locum GPs in Wales, you must be registered on the All Wales Locum Register (AWLR). CNSGP scheme is valid only for GPs in England and Wales. For Scotland, you must ensure you are covered under CNORIS.

You will still need to maintain membership with a medical defence body (MDO) and trade union to cover services such as patient complaints, regulatory (GMC) and disciplinary proceedings, employment and contractual disputes.

For more information on the Clinical Negligence Scheme for NHS Trusts and General Practice, refer to the latest GMC guidelines here.

Get in touch

If you require a quote or have a query, please submit your request using this form.

For indicative rates and to join online, see: mdsuk.org/membership-types/

Protected by Security by CleanTalk