Core or Specialist Trainee 1 and 2 Doctors (CT1/ST1 or CT2/ST2)

Professional Disciplinary Defence
This includes advice and representation in proceedings before a regulatory body (GMC/GDC).

Professional Defence against Patient Complaints

Advice in Professional issues
Confidentiality
Ethical Issues
Medico Legal Practice

Advice and Representation in Performers List issues for GP Principals
This includes advice and representation in Performers List issues.

Representation for trainees in ARCP appeals and in Performers List issues (for GP trainees only)
This includes advice and representation in RITA/ARCP appeals and for GP trainees this also includes representation in Performers list issues.

Worldwide Good Samaritan cover

Advice regarding Terms & Conditions of service
Employment contract
Professional issues

Advice and representation in grievance procedures
Involving a dispute about terms and conditions of employment including remuneration.
Involving a complaint of bullying, harassment or discrimination.

Representation for trainees in ARCP appeals and Performers List issues (for GP trainees only)
This includes advice and representation in RITA/ARCP appeals and for GP trainees this also includes representation in Performers list issues.

Advice and representation in the employer disciplinary process, including performance and capability processes
Including the equivalent process of providers of contract for the provision of services (such as CCGs, private hospitals, NHS Hospital Trusts etc). This includes defence in a disciplinary process resulting from complaints from patients, employees or colleagues.

Representation in member’s legal action arising out of employment
Including where a member is contracted to provide professional service.

Category 2 work is non-contracted work done in the normal course of your employment, which gets remunerated in addition to your NHS work and is not covered by NHS Indemnity.

Examples of Cat 2 income for Hospital Doctors includes police statements, coroner reports, cremation forms, reports requested by courts and Section 12 (Mental Health Act) and DoLS assessments for Psychiatrists.

Examples of Cat 2 work for GPs (and GP Registrars) include examinations and reports required by a person or third party primarily to serve the interests of the person, his or her employer or other third-party, in non-clinical contexts such as insurance, superannuation, foreign travel, or emigration- only if done for patients on the practice list.

The MDS Comprehensive plan provides you with an insurance backed cover for all category 2 work for gross income up to £1000 per annum. If your annual income from this work exceeds this amount, contact us to upgrade your cover.

Indemnity Insurance: If you work for an NHS Trust or Board, indemnity is provided through the Clinical Negligence Scheme for Trusts (CNST) in England. This applies even if you are a Locum for an NHS Trust. You will still need to maintain membership with an MDO or insurer to cover services such as regulatory (GMC) and disciplinary proceedings, employment and contractual disputes. If you carry out any private or independent practice, or if you are treating NHS patients privately, you must arrange adequate and appropriate insurance or indemnity. For more information, refer to the latest GMC guidelines here.